As you bask in the joy of your engagement, it’s time to turn your attention to planning the wedding of your dreams. While it’s natural to focus on the big-ticket items like securing a venue, booking a band and photographer, and finding the perfect dress, it’s just as important to consider the often-overlooked expenses that can quickly add up. From makeup and hair trials to church donations and marriage licenses, there are many hidden costs to be aware of when creating your budget.
In fact, a recent study found that couples can expect to pay thousands more than they initially anticipated due to these unexpected expenses. That’s why it’s crucial to prioritize careful planning and budgeting from the outset. By doing so, you’ll be able to enjoy your special day without worrying about breaking the bank.
Makeup & Hair Trials
When it comes to looking and feeling like a million bucks on your big day, you’re likely going to need some professional help. Unless you’re incredibly lucky to have someone in your life who’s a makeup mastermind and hair styling genius, you’ll want to book a team of experts to get you wedding-ready. To ensure you find the perfect fit, you’ll want to prioritize finding stylists who understand your vision and can bring it to life. A trial run is also crucial, so make sure to budget accordingly.
On average, trials range from €50 to €100, so it’s essential to factor this in when creating your overall budget. Better to be prepared than scrambling at the last minute!
Hen/Stag Party
When it comes to planning a hen or stag party, the maid of honour and best man typically take on the responsibility. However, if the celebration involves a trip abroad, things can get more complicated. Flights and accommodation costs need to be factored in, and there’s the question of who should foot the bill – the bridal party or individual guests? Additionally, you may want to treat your friends to a welcome drinks reception or lunch as a token of appreciation for their efforts.
Some brides might also opt for professional hair and makeup services, but even DIY pampering can add up quickly with expenses like tanning, nail treatments, and a special outfit. To be on the safe side, budget around €500 extra for any unexpected costs that may arise during your trip abroad.
Wedding Gifting
When it comes to showering your loved ones with gifts, including those for your bridesmaids, groomsmen, and parents, the expenses can quickly add up! It’s essential to set a budget and stick to it to avoid overspending. If you’re considering personalized goodie bags or special tokens of appreciation, factor in the costs upfront. To get a better sense of what to expect, consider setting a per-person budget ranging from €50 to €100.
This amount will depend on the number of individuals you need to account for.
Church Donation
When planning a church wedding, it’s essential to consider a donation to the house of worship. The amount to give can be unclear, as some churches have a fixed fee, while others leave it up to the couple’s discretion. Typically, you can expect to spend between €200-€450 on a donation, with the higher end of this range often applying when marrying in a church outside your own parish. In these cases, you may also need to arrange for your own celebrant and paperwork.
Marriage Licence
To tie the knot in Ireland, a marriage licence is indeed a necessary expense! To get legally married in this beautiful country, you’ll need to register your intention to marry with your local civil registration office. This crucial step will earn you a green document, proudly shared on social media by many newlywed couples. This requirement applies to all marriages in Ireland – civil, religious, and secular alike.
Be sure to schedule your appointment at least three months prior to your wedding date to avoid unnecessary stress. The service and licence come with a €200 fee, typically paid during or before the appointment. Don’t forget to bring this vital document along to your ceremony, where it will be officially signed to seal the deal!
Wedding Dress & Suit Alterations
When it comes to wedding attire, alterations are often factored into the overall cost of the dress. However, if you’ve opted for a pre-owned or discounted gown, you’ll likely be responsible for covering these expenses yourself. The same holds true for the groom’s suit, especially if you’ve chosen a high-street design that requires more attention and work. Depending on the extent of the alterations needed, you can expect to pay up to €300.
And if you decide to take care of your own dry cleaning, another €150 could be added to the total.
Looking After Your Suppliers on the Day
When planning your special day, it’s easy to get caught up in preparations for your guests and wedding party. However, don’t forget about the dedicated professionals who will be there to help bring your vision to life. Your photographer, videographer, band, priest or celebrant (if they’re sticking around for the reception), and wedding coordinator will all need a nourishing meal to keep them energized throughout the long day of celebrations.
As you budget for the wedding meal, be sure to factor in the costs associated with feeding these essential suppliers. The cost will depend on the number of professionals you have on site, so be sure to inquire with your venue about any staff rates or reduced prices they may offer. A simple but important consideration that’s easy to overlook, but can make a big difference in keeping everyone happy and healthy throughout the celebration.
Thank You Cards & Postage
As the newlywed glow begins to wear off, it’s time to think about the next important step: sending out thank-you cards. While digital options are tempting due to their cost-effectiveness, traditional printed and posted cards remain a popular choice for many couples. The cost of printing and posting can quickly add up, so it’s essential to factor this into your budget.
If you’ve received a stationery package that includes thank-you cards, be aware that stamps won’t be included, so make sure to set aside some extra cash. On average, expect to spend around €1.35 per card, depending on the weight and distance involved. For 120 thank you cards, this means setting aside approximately €160.
Unexpected Extras
A contingency fund is often referred to as an emergency reserve, and it’s a vital component of any comprehensive planning strategy. In fact, experts recommend allocating 10 to 20 percent of your overall budget towards unexpected expenses that inevitably arise. These surprises can be daunting, but with a well-planned contingency fund in place, you’ll be better equipped to handle them.
Remember, even the most meticulous plans can go awry, so it’s essential to prioritize this aspect of your financial planning to avoid last-minute stress and ensure a smoother ride.
Help Is Here If You Need It
When it comes to planning your wedding, budgeting can be a significant stress factor. However, it’s essential to remember that your special day is a celebration of your love and commitment to each other. If you’re feeling overwhelmed by the expenses involved, don’t worry – help is available. AIB offers personal loans from €1,000 to €30,000, with online applications and approvals within three hours.
You can use their online loan calculator to determine how much you could borrow and even set your own repayment schedule, whether that’s weekly, fortnightly, or monthly. This could be the perfect solution to make your wedding dreams a reality. For more information, head to AIB’s website to calculate how much you could borrow. With an AIB personal loan, you can take control of your finances and focus on what really matters – your big day. Head to the AIB App or website to learn more.
